Punjab National Bank (PNB), pnb rakshak plus scheme yojana: recently disbursed ₹17.02 crore to the families of 26 defense and paramilitary martyrs, thanks to its Rakshak Plus Scheme Yojana. In simple words—this is PNB’s heartfelt gesture to honor our brave heroes and support their loved ones. Let’s dive deep into this scheme, covering benefits, eligibility, how to apply, and why this is a true embodiment of gratitude.
What is the PNB Rakshak Plus Scheme Yojana?
The PNB Rakshak Plus Scheme is a zero-balance salary/pension account launched exclusively for those in uniform—soldiers, police, paramilitary forces, Agniveers, intelligence personnel, and more. It isn’t just a bank account; it’s a comprehensive financial shield, offering:
- Personal accident insurance up to ₹1 crore
- Air accident coverage of ₹1.5 crore
- Permanent or partial disability support
- Emergency medical, ambulance, travel, and funeral cover
- Education support for children
- Added perks—overdrafts, zero balance, loan concessions, locker discounts, and sweep-in facility
It’s a heartfelt thank‑you wrapped in a financial safety net.
Pnb rakshak plus scheme yojana: ₹17 Crores Distributed – What It Means
Between January and June 2025, PNB disbursed ₹17.02 crore to 26 families (as of June 11, 2025) under this scheme . These families included those who lost their brave ones during operations such as Birli Gali. This isn’t just money—it’s a statement: “We’ve got your back.”
PNB CGM Binay Gupta said,
“Through the Rakshak Plus Scheme, PNB offers more than financial assistance; it serves as a symbol of our respect and enduring support for their immense sacrifices.”
Key Benefits & Coverage: pnb rakshak plus scheme yojana
Here’s a short of the scheme’s key benefits:
- Zero‑balance saving account
- ₹1 Cr personal accident insurance for serving personnel
- ₹50 Lacs for pensioners
- ₹1.5 Cr air accident cover for serving, ₹1 Cr for pensioners
- Permanent total/partial disability insurance
- Funeral expenses, ambulance, air‑ambulance, medical expenses
- Education support: ₹5 Lacs/year per child for 4 years
- Travel allowance, repatriation, plastic surgery cover, imported medicine costs
Plus, smart scheme: sweep‑in facility, loan OD, locker discounts, free DDs/POs, free SMS alerts—designed to make life easier.
Who is Eligible?
The scheme is open to:
- Serving and retired defence personnel – Army, Navy, Air Force
- CAPFs (BSF, CRPF, CISF, ITBP, etc.)
- State police, metro police, firefighters, coast guard
- Cadets, Agniveers, intelligence/civil forces (RAW, IB, CBI, NSG, SPG, NDRF)
Basically, anyone putting on that uniform.
How to Apply pnb rakshak plus scheme yojana? Quick Steps
- Visit your nearest PNB branch or use the PNB website/app.
- Opt for “Rakshak Plus Salary/Pension Account”.
- Fill KYC, attach necessary documents (ID, service proof).
- Once activated, account is zero‑balance, with insurance cover.
- In case something tragic happens, family files claim at branch with required documents.
- PNB aims for prompt disbursal, ensuring families don’t wait.
Simple, respectful, and effective.
Real-Life Impact: pnb rakshak plus scheme yojana Case Study
A moving example was the case of Lance Naik Jitendra Kumar Yadav from Ballia, UP. In April 2025, his family received ₹1 crore under this scheme . The cheque was handed over by PNB executives and district officials, reinforcing PNB’s commitment and the emotional support behind it.
FAQs
Q: What is PNB Rakshak Plus Scheme Yojana?
It’s a zero-balance account offering insurance and financial benefits for defence & paramilitary personnel and families.
Q: How much has PNB paid so far?
₹17.02 crore to 26 families, as of June 11, 2025.
Q: Who can open this account?
Serving or retired defence, paramilitary, police, Agniveers, intelligence personnel, and their families.
Q: What insurance coverage does it provide?
Accidental death, air accident, disability, funeral, medical emergencies, and education for kids.
Q: How to claim benefits?
File KYC and claim docs at your PNB branch—bank aims for quick support.
Final Thoughts: Rakshak Plus Scheme claim process 2025
PNB’s Rakshak Plus Scheme Yojana is more than banking—it’s a salute in action. ₹17 crore disbursed is not just numbers; it represents 26 stories of sacrifice, families honored, and a promise to stand by them. If you know someone in uniform—share this information, encourage them to open an account, stay protected, and let PNB’s support shine through.