All about Car insurance: Types of car insurance, how to apply, when to apply and the Cheapest insurance for you.

RULES: Under the Motor Vehicle Act 1988, third party insurance is necessary (Mandatory) for all active (Running) Indian vehicles. If you are planning to buy a new or second hand car it’s compulsory to purchase an insurance policy. Below All about car insurance policy.

Generally, there are three types of car insurance: (All about car insurance policy)

• Third-party Insurance
• Own damage Insurance
• Comprehensive Insurance

Lets jump into this in short to understand which type of car insurance is best for you.
Now you might start wondering All about car insurance policy kya hota hai.
In local language car insurance is car bima.

Also Read – BMW F 900 GS 2025 Modal.

Third-party insurance (Mandatory)

Car insurance Third-party meaning: This is the basic and the legally necessary insurance.

It covers (Benefits) All about car insurance policy like:

• Damage to another person’s vehicle or property.
• Injuries or death caused due to another person in an accident involving your car (Automobile).
• But it does not cover any damage to your own car or vehicle or injuries.
• If you only want minimum coverage and affordable one then this is for you.

Comprehensive Insurance (Best Option)

• The most popular and the first choice of automobile owners.
• Third-party liability.
• Own vehicle damage.
• Natural disasters, theft, fire etc.
• Although it is not compulsory, it gives people peace of mind as of being protected from damage and theft. Likewise,

Long term savings
Easy policy renewal
Complete protection

Own Damage Insurance

This one is not mandatory, but I highly recommend you.

It Benefits (Covers) like:

• Damage of your car (automobile) from accident, theft, fire or discretion.
  Your injuries or death due to an accident or mishappening.
• You can buy it with third party car insurance or all alone.

So, if you are looking to buy the car insurance at a cheap price then you can go to third party automobile insurance but remember one thing Car = Safety + Legal compliance.

FAQs

Q) Where can you check your car insurance policy and its renewal?

• You can do a quick Car Insurance Policy Check Online through your insurers website.

Q) How to do car insurance through bajaj emi card?

• Firstly, Visit Bajaj finserv market page.
• Enter your details here.
• Select a policy and add-ons.
• Choose Emi as a payment method.
• Complete the purchase.